Medicare covers the cost of a hearing test (though these are often done for free by many hearing aid salespeople in order to incentivize buyers), but it does not cover the cost of hearing aids at all. Medicare views hearing aids as an elective, meaning that a person doesnt absolutely have to have hearing aids, and hearing loss is not life threatening. Although hearing loss may not be life threatening, it certainly does have an impact on a person's quality of life.
People who have untreated hearing loss are much more likely to suffer from depression, make less money during the course of their lifetime than people without hearing problems, and are even more likely to develop dementia.
So, if you need hearing aids, but Medicare won't pay for them, what can you do? Whether you are buying Siemens hearing aids or a more generic brand, the devices can be expensive.
What are your other options?
The first thing to do is check with your insurance company to see if you have supplemental insurance outside of Medicare. Unfortunately, most insurance companies also do not cover hearing aids.
If you are a veteran, check with your local Veterans Affairs office. They may be able to provide you with hearing aids at a discounted price or even provide you with them for free. The VA gets contracts with certain manufacturers and can often get high end models for little to no cost.
If none of these options work for you, and you have to pay for your own hearing aids completely out of pocket, youll want to seek out the best deal you can.
There are a number of options in this regard. The first, and most expensive, is to go the route of a traditional hearing aid seller such as Miracle Ear. Unfortunately, this old business model can result in overpaying by quite a lot, as these models can cost several thousand dollars a pair.
As with nearly everything else that can be purchased, the internet has revolutionized hearing aid sales. There are dozens of models available on Amazon, Ebay, and custom hearing supply sellers. Used and pre-worn models, and even those with more fancy options, such as Bluetooth hearing aids, can even be refurbished and reconditioned to like new condition.
So, even though it's unlikely that you will get much assistance in improving your hearing loss via Medicare or insurance, there are many options in order to not pay more to alleviate your condition than you absolutely have to.
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